Nevermind. Just found out you can go into the Tools settings on the phone, change the phone to a USB device and drag and drop pics, music, videos right into the folders which ARE displayed once you set the device to USB.
From
http://cellphoneforums.net
"Making use of USB Mass Storage Mode to directly work with files stored on an inserted MicroSD card.
NOTE: this only works if you have a MicroSD card inserted in the phone.
Connect the USB cable that comes with phone...
On the phone... Menu -> Settings & Tools -> Tools -> USB Mass Storage...
This causes the phone to be identified as like a "USB Card reader".. and the inserted card to show as a Drive letter... You can then drag/drop files the into the My_PIX, My_Sounds, My_Music, My_Flix folders on a microSD card inserted in the phone.. or copy files back to the PC.
Use the key on the Voyager to exit mass storage mode and return to normal when you are finished.
Note: while in USB Mass Storage Mode, the phone will not be able to send/receive calls, messages, etc...
Note: because the phone now looks like a USB Card Reader with inserted memory card, you may access and manipulate it just like any other "flash drive"... store what ever files you want.. open or delete them too. All right from the card.
NOTE: this will NOT work to access the phone's internal memory. It only works to access a MicroSD card inserted in the phone."